Pembroke Wealth Management: 
Investment Bonds
Investing into a Capital Investment Bond over the medium to long term can be a very effective and tax efficient way of investing.
A Capital Investment Bond aims to give your money the potential to grow in value over the medium to long-term. You can also choose to take an income from your investment at any time.
There is no set term on a Capital Investment Bond however it should be thought of as a medium to long-term investment, taken out for at least five years.
Some of the key features include:-
• Wide choice of investment funds for your investment bond via different fund managers.
• As well as aiming to provide growth for your money, your Capital Investment Bond can also be used to take an income.
• Minimum single payment into Capital Investment Bond is usually £5,000. If you invest in the Distribution Fund and choose to take a monthly income from the fund, the minimum single payment is £10,000.
• Up to 5% tax deferred withdrawals can be taken. This applies until the total withdrawals you've made equals the original amount you invested. Once the withdrawals exceed this amount, the tax allowance stops.
• Additional investments can be made at any time. (Subject to any maximum age limit and a minimum investment of £1,000 each time)