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Mortgage advice

Mortgage advice UK

The right mortgage. Not the first offered.


We search the whole market, including deals you won't find on your own, and help you understand exactly what you're signing up to.

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Top 100Financial Advisors 2025

4.4 Excellent on Trustpilot

Pension planning

Wherever you are with property, we can help.

First home, next home, or money tied up in the one you've got.

Different questions, same approach.

Buying, moving or remortgaging all come with their own pressures and timelines. We search the market properly, explain the options in plain English, and handle the paperwork so the process is less stressful than it feels at the start.

First time buyers

How much you can borrow, what it will cost, and how the whole process works. We'll guide you through every step.

Moving home

A bigger mortgage, a new rate, a tighter chain. We help you structure the next move around your wider finances.

Remortgaging

Your deal is ending, or your circumstances have changed. We find a better rate or release equity, without the hassle of searching yourself.

The questions people arrive with

Buy-to-let is an investment decision that happens to need a mortgage.

A buy-to-let mortgage looks similar to a residential one. The decision behind it isn't.

Rental yield, tax, voids, capital growth. The right mortgage depends on what you're trying to achieve, one property or a portfolio.

We help you find the right deal and think it through as part of your wider financial plan, not in isolation.

Whether this is your first buy-to-let or your fifth, the questions are worth asking properly before you commit.

What doing nothing costs

Later in life, your home can work harder for you.

If you're over 55 and most of your wealth is tied up in your property, there are ways to release some without moving.

It's complex and isn't right for everyone. Releasing equity reduces what's left in your estate. The right approach depends on your wider plans, including what you want to leave behind. We'll tell you honestly whether it makes sense.

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Pensions are different

Whole of market. Not just the ones with the biggest names.

Your mortgage handled alongside everything else, not in isolation.

We have access to deals not available direct from a bank. We take time to understand your full picture, so what we recommend fits.

We handle the paperwork, liaise with lenders and solicitors, and stay on it to completion.

Sussex, Surrey and Kent since 1993.

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FAQs

What people want to know before they sign anything.

From First Call to Mortgage offer

Three steps. That's all there is.

Talk to us

Talk to us

One call. No obligation. Tell us what you're trying to do, buy, move, or remortgage. We'll tell you honestly what's realistic.

See the plan

See the plan

We search the whole market and bring you the options that actually fit, explained in plain English. No jargon, no pressure to decide on the spot.

Get on with living

Get on with living

Paperwork, lenders, solicitors, agents. We stay on it through to completion, so you're not chasing people or filling in forms you don't understand.

The right mortgage starts with the right conversation.

Tell us a little about yourself. One of our advisors will be in touch within one working day.

30 minutes, by phone or online.

No pitch. No pressure. No paperwork.

A real person, within one working day.

Top 100Financial Advisors 2025

Book a call

Submit the form and pick a time that works for you.

Independent financial planners across the South East

Worthing office

Worthing

Phone: 01903 259200

Guildbourne House, Chatsworth Road,Worthing, West Sussex BN11 1LY
Directions
Horsham office

Horsham

Phone: 01403 242324

Ridgeland House, 15 Carfax, Horsham, West Sussex RH12 1DYL
Directions
Brighton office

Brighton

Phone: 01273 328907

Park Gate, 161-163 Preston Road, Brighton, East Sussex BN1 6AU
Directions
Chichester office

Godalming

Phone: 01483 427366

Ground Floor, Unit 3, Godalming Business Centre, Woolsack Way, Godalming, Surrey GU7 1XW
Directions
Haywards Heath office

Haywards Heath

Phone: 01444 405160

Commerce House, 21 Perrymount Road, Haywards Heath, West Sussex RH16 3TP
Directions
Sevenoaks office

Sevenoaks

Phone: 01959 565187

Dibgate Farm, Chevening Road, Sundridge, Sevenoaks TN14 6AB
Directions
Uckfield office

Uckfield

Phone: 01825 766130

Suite H, Kennet House, Office Village, River Way, Uckfield, East Sussex TN22 1SL
Directions
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  • Contact us

    • Worthing Office: 01903 259200
    • Horsham Office: 01403 242324
    • Brighton Office: 01273 328907
    • Godalming Office: 01483 427366
    • Haywards Heath Office: 01444 405160
    • Sevenoaks Office: 01959 565187
    • Uckfield Office: 01825 766130

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    © 2026 Pembroke Financial PlanningPembroke and Pembroke Financial Planning are trading names of Pembroke Financial Planning Limited, authorised and regulated by the Financial Conduct Authority (FCA). FCA no. 228341. Registered in England, Company no. 02518721. Registered Office, 5th Floor Park Gate, 161-163 Preston Road, Brighton, England, BN1 6AU
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